A couple of months ago we get a bill from the hospital. Apparently Blue Cross decided to not pay for my last three non-stress-tests. I had to have one of these every week the last six weeks of my pregnancy to monitor contractions or any other problems that can arise with multiples. Insurance paid for the first few, but somehow was billing us for these last three. Not medically necessary? Yeah, right. But if I went into premature labor and had twins in the NICU, then they would certainly be paying that. The $412 for a NST was the much cheaper deal. (I could go on and on about Blue Cross and health insurance in general but would need a few hours.)
Now Blue Cross has made mistakes before and there is no way I'm paying over $1200 when I don't have to.
I decide to investigate. Blog Man said to not waste my time and just pay it. I don't care if it is only $100, I'm not paying when my insurance is suppose to cover it. Last time I checked Blue Cross was not asking for a bailout from the government and being on leave this year means a big chunk of change does not fall into my account at the end of each month.
So I call,(ok, a few calls and being placed on hold more than once) and sure enough, the tests were coded wrong and we should not of been billed. Blue Cross would pay the full amount. I was quite proud of myself.
This is the conversation when Blog Man got home that day.
Me: I called the insurance company and the bill was a mistake, we don't have to pay.
Blog Man: Oh, ok.
Me: That's it? I just saved us $1200.
Blog Man: Yeah, ok.
Me: uh, I said over twelve...hundred...dollars....
Blog Man: I know.
Me: Since you don't seemed overwhelmed by not losing $1200 perhaps you would like to spend that instead on a gift for moi.
Blog Man: Did you say something? I'm trying to post on my blog.
Me: grrrrrrrrrrr.
(love you honey!)
What do you think? Do I deserve a little something?
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